Your insurance cover starts after 7 days after receipt of premium by us
Any resident Indian who is the owner of the property & which is located in India can purchase a Multi Year Home Insurance Policy.
Property valuation is done by multiplying the built up area of the property with the cost of construction per square feet.
Maximum duration of this product is 5 years
Premium can be calculated by multiplying premium rate with sum insured
We are offering maximum discount of 25%
This policy covers fire & allied perils, earthquake, terrorism and burglary including theft & larceny. Pls refer product brochure for more information.
If you have a policy with two insurance companies, at the time of a claim both the insurance companies will pay on proportionate basis.
No, an entire society can not be covered under this product
The following are the properties not covered under the Policy
From the time the transfer of owner ship becomes effective, the policy stands cancelled & the insured ceases to be an insured under the policy. We will then refund the premium for the balance of the policy period.
FIR is mandatory in case of Malicious Damage, Riot and Strike, Terrorism, Burglary, Theft & Larceny claims
However it is not necessary in cases of:
Surveyor contacts the customer in 48 hours time. Claim form is sent to customer correspondence address within 7 working days time.
Yes, the company will pay a maximum of 1% of the total claims amount for debris removal.