Back   Home Student Suraksha – Student Overseas Travel Insurance Policy

HDFC ERGO Student Suraksha – Student Overseas Travel Insurance is a comprehensive travel insurance specially designed for students to ensure their financial security in case of any emergency. This insurance policy will enable students to study abroad worry-free, whether they lose their passport/baggage or face any medical costs /emergency.

 

Key Highlights

  • Comprehensive travel insurance for Indian students studying abroad

  • Age Limit – 16 to 35 Years

  • Worldwide cover for 30 days to 2 years

 

Features

  • Accidental Death

  • Permanent Disablement

  • Emergency Medical Expenses

  • Emergency Dental Treatment

  • Loss of Passport

  • Loss of Checked Baggage

  • Delay of Checked Baggage

  • Personal Liability

  • Bail Bond

  • Study Interruption

  • Sponsor Protection

  • Compassionate Visit

 

Plan

Coverage benefits are in US Dollars  

BENEFITS

PLATINUM

GOLD

SILVER

BRONZE

STANDARD

Emergency Medical Expenses (EME)

 5,00,000

 2,50,000

 1,00,000

 50,000

NIL

Deductibles

 100

100

100

100

NIL

Accidental Death

 25,000

 20,000

 20,000

 20,000

20,000

Permanent Total Disability

 25,000

20,000

20,000

20,000

20,000

Emergency Dental Treatment

 500

 500

 250

250

250

 

 

Exclusions

  • Any Medical Expenses incurred when the specific purpose of a journey is to receive medical treatment or advice.

  • Any Medical Expenses incurred, the need of which arises out of a Pre-existing Conditions.

  • Any Medical Expenses incurred within the territorial limits that are not stated in the schedule.

 

 

Note: Coverages, terms & conditions, and exclusions are only outlined briefly above, for complete details, please refer to the policy wordings