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Insuring your partner in miles is mandatory, without which riding a two wheeler is a risky deal. Not just the traffic police but also other legal liabilities may jeopardize your savings and create financial instability. Hence, it is important to buy two wheeler insurance. Though most of us opt for third party liability insurance, we fail to understand the larger amount of benefits offered by a comprehensive two wheeler insurance.

Before you decide to buy two wheeler insurance it is essential to compare and find out which policy works better in the long term.

How to compare two wheeler insurance policies?
Before finalizing on your bike insurance or scooter insurance compare the policies online with HDFC ERGO. You need to see what a comprehensive policy offers as compared to the third party liability.
Comparing car insurance plans is probably the best way to shortlist the right policy for your bike or scooter. In a large perspective, two wheeler insurance policies with HDFC ERGO are divided into two broad prospects, comprehensive cover and third party liability. Let’s understand the benefits offered by both these policies to pick the right cover for your two-wheeler.

Comprehensive Cover

Third Party Liability

Covers damage of insured Bike Covers damage caused to third party person or property
Covers third party liability Does not cover damages caused to your Bike
Covers damages caused due to natural calamities Does not cover damages caused due to natural calamities
Offers Personal accident cover Covers personal accident cover to the third party person only
Covers loss due to theft or burglary Does not loss due to theft or burglary
Allows you to add optional covers for widening the coverage Does not allow you to add optional covers

Why choose HDFC ERGO Two Wheeler Insurance?

  • Quick approval for claim
    Estimated approval for claim within 24 hours, of vehicle reaching garage
  • Buy online for added convenience
    Wherever you go, get your vehicle covered on your fingertips
  • 24*7 Support
    HDFC ERGO offers round the clock support for convenience and a hassle-free experience. You can call us on 1800 2 700 700 or write an e-mail to:
  • Trusted by Millions
    With over 75 lac happy customers, HDFC ERGO is a recognized brand for taking care of your insurance needs. The brand has been assigned ‘iAAA’ rating by ICRA indicating its highest claim paying ability.
  • Fair and transparent claim settlement policies
    With our in-house claims team, HDFC ERGO Motor Insurance claims are settled with utmost transparency

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Frequently asked questions

  • How to do scooter insurance comparison?
    The above table is applicable for both scooter as well as bike insurance.
  • Types of two wheeler insurance in India?
    Generally, when you compare bike insurance online or two-wheeler insurance online it’s mostly between third party insurance and comprehensive cover.
  • What factors plays important role in comprehensive motorcycle insurance comparison?
    Many factors such as premium amount, coverage, benefits and inclusions play an important role.
  • What is NCB in bike insurance?
    NCB stands for no claim bonus, which is insurer's reward to the policy holder for not making a claim in the preceding years.
  • What is zero depreciation bike insurance?
    It provides a comprehensive coverage without factoring in for depreciation.
  • What is IDV in bike insurance?
    Insured declared value is referred as IDV, it is the current market value of your vehicle.
Hi I am DIA, your Digital Insurance Agent from HDFC Ergo, I can help you in the following ways