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You’ve always dreamt of travelling around the globe and enjoying life to the fullest. Especially, when it comes to execute the first ever Europe plan it has to be special. Are you planning to pursue higher education at the Schengen countries? Planning for a business meeting or family trips? If yes, you have to get travel insurance for Schengen Visa from India. For travelling across Schengen countries you need to have travel insurance for Schengen Visa.

Before you plan for a visit to the Schengen countries, it’s important to know some basic information insurance requirements.

What is Schengen Visa?

Schengen Visa is the document issued by the appropriate authorities to the interested party for visiting/travelling to and within the Schengen Area.

Who is eligible to travel across Schengen Visa permitted states?

All Indian citizens as well as citizens of other countries that are currently legally residing in India can apply for a Schengen Visa in India. Other Indian citizens currently residing elsewhere may only apply for a Schengen Visa in India if they are legally present there and provide a justification for doing so while in India rather than in their current country of residence.

A Schengen Visa allows you to travel across the below mentioned states:

1.    Austria 10.   Hungary 19.   Poland
2.    Belgium 11.   Iceland 20.   Portugal
3.    Czech Republic 12.   Italy 21.   Slovakia
4.    Denmark 13.   Latvia 22.   Slovenia
5.    Estonia 14.   Lithuania 23.   Spain
6.    Finland 15.   Luxembourg 24.   Sweden
7.    France 16.   Malta 25.   Switzerland
8.    Germany 17.   Netherlands 26.   Liechtenstein
9.    Greece 18.   Norway  

Travel insurance for Schengen Visa requirements

As per the rules, Travel Visa Insurance confirmation of minimum €30,000 coverage within the entire Schengen area is a must for travelling.

What is Travel Insurance for Schengen Visa?

If you wish to visit the Schengen listed states mentioned above, you have to get a travel medical insurance for getting Visa. Without submitting your travel insurance documents you cannot apply for Visa for Schengen countries. Hence, travel insurance for Schengen Visa is the most important requirement to travel to these countries.

Why get Schengen Visa Travel insurance?

Buying travel insurance is mandatory to get your Visa application approved; however it should be bought for many more reasons too. While you are wandering in an unknown land for short or prolonged period, you may expose yourself to certain contingencies, which may jeopardise your savings or land you in a dilemma. Be it a delay of flight, loss of baggage or important documents, all such uncertainties gets covered under Schengen Visa Travel insurance coverage.

Health/Medical Insurance Coverage offered by HDFC ERGO Travel Insurance for Individual or family

  • Emergency medical expenses: HDFC ERGO Travel Insurance covers hospitalization expenses, out-patient expenses, medical aid, therapies and diagnostic tests costs incurred due to illness or accident.
  • Personal Accident: Compensation is paid in case of accidental death or permanent total disability.
  • Other Benefits: Personal Accident (Common Carrier), Hospital Cash, Emergency Dental Treatment, Medical Evacuation, Repatriation, Loss of Checked Baggage, Financial Emergency Assistance, Hijack Distress Allowance and Contingency Travel Benefits.

You can click here to read more about travel insurance policies offered by HDFC ERGO Travel Insurance and buy travel insurance for Schengen Visa online within a few minutes.

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DIA
Hi I am DIA, your Digital Insurance Agent from HDFC Ergo, I can help you in the following ways